balikpapan, Journey

Living in Balikpapan

Sometime in June 2010, an idea stroke my head. What if I buy a house?? I’m 25 and not having any single properties.

So…since 2 months ago I regularly visited some housing sites, which was easy since there are not a lot of housing complex here. It was predictable that I looked at Balikpapan Baru and Tamansari Bukit Mutiara (WIKA). It was predictable too that my salary couldn’t afford a descent house in Balikpapan Baru.

I’ve seen some housing complexes in Bekasi, Cibubur, and Karawaci. Well…this WIKA complex was not bad, except the difficulties on electricity and water, which is sadly common in BPN 😦

I actually searched on a cluster. It has minimalist concept and it’s the newest cluster. The cluster now is almost full. Although the houses are almost fully occupied, the cluster is still nice, without giving any slump sense 😀

In this past few months, I got thorough my financial balance and assets. I could say I’ve almost put all the assets at risk. Some of my friends said that if i never be a smart reckless (alias nekat) to get a house, or I’d never get one. But nevertheless, I retreated from the plan this afternoon. It didn’t mean that I retreated all of my financial plans, just for this one. I haven’t needed a house. I do still enjoying my tiny rent room, and am still looking forward a partner to live in my his future house with 🙂 *uhuy! prikitiu!* 😀

But anyway, this roller coaster financial plan thaught me a lot about KPR. Click simulasi kredit to count the monthly installment for the amount of the credit. And..never believe a low interest, always prepare the worst case in KPR period. It’s better not to count the interest below 11%. But I found a national bank (BNI46) that might be good for a start and give a competitive KPR interest.


Variables of Life

Adakah angka konstan di persamaan kehidupan?
Atau hidup bisa dibilang sebagai persamaan?

Jika hidup itu persamaan, maka hidup ini terdiri dari jutaan variable yg setiap detiknya dapat bertambah/berkurang. Dalam asumsi saya, hidup bukan salah satu contoh dari Halting Problems, karena kita manusia wajib mencari solusi dalam setiap masalah di kehidupan kita dan apabila kita berusaha Insya Allah, Dia akan memberikan solusi 🙂

So why did i come up with this variable things? Karena sekarang spontanitas yg pernah gw punya sudah sangat berkurang. Terlalu banyak ‘jika’ di pikiran saya untuk mengambil suatu keputusan. Kalau semua jika ini dibuat menjadi decision tree, maka tree yg ada di kepala saya memang benar2 perlu di-prune, dengan cara:
1. kategorisasi, penting dan tidak penting
2. hilangkan ‘tidak penting’ karena menjadi noise
3. menghitung resource
4. menentukan prioritas berdasarkan no 3
5. evaluasi prioritas.

Hmm….kayanya kalo ini beneran jadi algoritma, bakal jadi infinite loop. Kalo gak jadi infinite loop pun, akan menghasilkan nilai O(decision tree pruning) yg sangat besar.

ooohh…I miss school time.

Journey, Love...Life...


Fumee means to smoke in French.

I used to like and miss this kind of cigarette. Mas loved this brand. I wasn’t and am not a smoker, but i could sit next to him breathing his smoke.

Now, i could pass out to be next to a smoker. I can’t barely breath with smoke around me. And I hate it, when the smell stick to my hair and clothes. I feel embarrassed and try not to recall those days when i was intensely being a passive smoker. Some people said my nose and lung covered by love. Well IMHO, i had a blind love, which unconsciously affected me, in the wrong way.